Reply
Occasional Visitor
Lakesha E.
Posts: 1
Registered: ‎03-17-2012

Need assistance financing a home in Illinois

Hi all, I'm seeking financing options for a single family home in the chicagoland area. I have a middle score in the 620's and was told the FHA requirement is now 640.

I want to know if anyone had information on financing a home with a credit score in the 600's. I have an income of 80K yearly, been on the job for 8yrs. I had trouble with credit in the past from previous marriage but I am currently working on some debts. Please let me know if you can help or recommend resources,

Thanks.

Moderator
Tom Varian
Posts: 232
Registered: ‎05-09-2011

Re: Need assistance financing a home in Illinois

Welcome to the ZipRealty community and thank you for posting in the forums!

 

I will contact one of the local agents to see if they are able to answer this question for you.

 

 

Tom Varian

Client Care Specialist

ZipRealty, Inc

ZipRealty Agent
Maria Zajczenko-Varela
Posts: 125
Registered: ‎03-30-2010

Re: Need assistance financing a home in Illinois

[ Edited ]

Hello Lakesha,

 

Welcome to our ZIP website!  Please contact me and I will be happy to refer you some lenders who can assist you with your financing needs.

 

Enjoy your day!

 

Maria

 

maria.zajczenko-varela@ziprealty.com

Occasional Advisor
Ed L.
Posts: 5
Registered: ‎04-16-2012

Re: Need assistance financing a home in Illinois

Don't feel that FHA and big banks are your only options.

ZipRealty Agent
Barbara Morgan
Posts: 6
Registered: ‎11-12-2010

Re: Need assistance financing a home in Illinois

FHA Down to 560 credit scores!

 FHA with No scores!

VA down to 540 credit scores!

 VA with No scores!

Call Now & Ask Us How! 720-309-3014
"Stanford Funding" <jimcavoto@stanfordfunding.com>
I received this email today from a lender with the above requirements.  Have no idea who it is but...it seems it may be something for you to investigate.
Barbara.