I know it sometimes seems that there are a lot of HOA's around and there are but there are still a good number of homes in the LIttle Elm area and other areas throughout the DFW area that are not in HOA's. However, they are often older or outside the more formalized neighborhoods with fewer amenities that HOA's provide but they are out there. I would be happy to help you find some if you want to contact me. rutley@ziprealty.com
As for the garage entry that seems to vary from area to area but in general most neighborhoods don't have an alley system so entry is from the street. However, there are still some areas with rear and side enteries and a couple of them are in the Little Elm area like Savannah and Providence Village. However, both neighborhoods have HOA's.
