FHA is 3 years with re-established credit and Conventional is 4 years. Closing sooner is possible if the foreclosure was due to extenuating circumstances -which in 2012 language means death of a primary wage earner.
I would like assistance with home buying...I have poor credit but I do know that they will help with buying a home I would probably get a change loan. I will also be a first time home buyer...any help
