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Visitor
abobo
Posts: 1
Registered: 08-20-2011

Town-home located at 3389 S Kinnell Dr SLC, UT 84115

Is there a pool, transit nearby, parks? My husband just entered his 1st year of Medical School at the UoU, and his credit is like 720+, while mine is 620. We make very little income using my Mary Kay home business, student loans, and grants My in-laws are willing to help out with cosigning and what not, but what else can we do to purchase our 1st home? We're new at this. Will we need co-signers for our situation? We could quite possibly come up with a $6k downpayment as well. What are your suggestions to point us in the right direction to purchase this place or one very similar?
Moderator
Tom Varian
Posts: 207
Registered: 05-09-2011

Re: Town-home located at 3389 S Kinnell Dr SLC, UT 84115

Welcome to the ZipRealty community!  Thank you for posting in the forums.

 

I will contact one of the local agents to see if they are able to answer this question for you.

 

Tom Varian

Client Care Specialist

ZipRealty, Inc

1.800.CALL.ZIP

team@ziprealty.com



Prudential Utah Real Estate Agent
Rosa Pace
Posts: 82
Registered: 03-30-2010

Re: Town-home located at 3389 S Kinnell Dr SLC, UT 84115

Thank  you for contacting us,

In this community there is a pool and there is transit nearby and as far as parks there is one in the community. these type of homes have what we call HOA which this one has 165.00 a month to cover the amenities in this complex. One other thing on these type of home we would need to check and make sure the complex qualifies for FHA financing this is one of the most important reasons to contact a lender first because you would need to know what type of loan you would be able to qualify for. Your credit scores look great, but this is a question that would be better answered by my lender. Her Name is Wendy Lloyd and she works with us on all our clients lending needs. She is great she takes the time to answer your questions and will walk you threw the hole process making sure you under stand everything even the smallest details: Please give her at call 801 915.3334, between us and her we will make purchasing your new home the most comfortable and the best experience. I would suggest that this would be your first step so you know what price range you can qualify for and you aren't wasting your time looking at homes that you wouldn't qualify for. Then your next step would be to contact us at 801 450-7165 ask for Rosa or Tina, we just want to make sure your getting the best service from us-We're always here to help! If you like to know what our clients are saying about us or a little more about us just click on the link: http://www.ziprealty.com/agent/rpace


We look forward to hearing from you soon,

Warm Regards,

Rosa/Tina




 

ZipRealty Agent
mobowen
Posts: 22
Registered: 04-19-2010

Re: Town-home located at 3389 S Kinnell Dr SLC, UT 84115

 There is a pool and there is transit nearby and as far as parks there is one in the community. 

 

Yes with a Fico score's like that you should not have a problem getting a loan, you may need to use a co-signer due to your income and debts depending on what they are and how much your new home payments will be.  I would suggest you talking with a loan officer to see what your options are as far as financing and payments are concerned. They will be able to tell you if you need a co-signer or not.

 

There are some grants available for down payments and I have a bank that will match up to $5,000 of money you have saved towards your down payment as well.

 

If you are interested in more information on this just send me an email mcook@ziprealty.com or give me a call at 801.792.6434 and I can get you the contact information.

 

I hope this answers your questions.

 

You can also visit me on Facebook: http://www.facebook.com/pages/Salt-Lakes-Hot-Buys-Bargin-Homes/203351646350028#!/pages/Salt-Lakes-Ho...