Will having my student loans in deferment hurt my credit score?

Loretta D. · ‎06-06-2011

My husband and I are working on our credit so that we can purchase our first home. Will having my student loans in deferment hurt my score?

Tom Varian · ‎05-09-2011

Welcome to the ZipRealty community and thank you for posting in the forum!

So that I can forward your question to one of our local experts, what city/state are you writing from?

Tom Varian

Client Care Specialist

ZipRealty, Inc

1.800.CALL.ZIP

team@ziprealty.com

Loretta D. · ‎06-06-2011

I am writing from Chicago, IL.

Caryn Miller · ‎03-30-2010

Since students loan are in deferent and do not show on your credit report , I have been told no. Please check with your mortgage company

Caryn Miller

Loretta D. · ‎06-06-2011

Thanks.

Wendy B. · ‎03-04-2012

Hello,

No they won't affect your credit scores but they will still show a balance for overall credit owed. I'm looking to purchase also but in north chicago/gurnee area.

Wendy

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